Short Term Medical

Short Term Medical  

Overview

At a Glance

 

Are you between jobs? Or perhaps a recent college graduate looking for that first job? Then chances are you're in need of temporary medical insurance until you become part of an employer's plan.

The Short Term Medical Plan provides comprehensive, temporary medical coverage at a reasonable price. It's an affordable plan that gives you peace of mind knowing you won't have to worry about the cost of health care. You select the coverage period that fits your situation.

 

Temporary Health Insurance for 30-180 days*

 

  • Ideal for people who are between jobs, waiting for employer group coverage, recent college graduates or anyone else who is experiencing a gap in coverage
  • Nation's leading seller of short term medical insurance
  • Coverage as early as the next day
  • Freedom to choose your own doctors and hospitals
  • Prescription drug coverage included no additional fee like some other carriers charge
  • $2 million coverage maximum per policy period
  • Flexible payment options: single or monthly
  • Coverage for persons up to 64 and 11 months most other carriers only offer coverage up to age 62 or 63
  • Obtain insurance for the exact number of days coverage is needed other carriers require you to obtain preset coverage lengths (i.e., 30, 60, 90 or 120 days)
  • Benefits may be extended up to 12 months if hospitalized.*
  • Extension of Benefits Plus (60 day/$1000 benefit for non-disabling conditions)
  • Satisfaction guaranteed 10-day free look
  • Plans available in 43 states

 

*Varies by state.

Plan availability varies by state. See the insurance contract for a full explanation of plan benefits, limitations and exclusions. 

Assurant Health is the brand name for products underwritten and issued by Time Insurance Company.

 

How to Apply

 

Click here to get your personalized instant quote. Don't delay! Purchase your policy online today and be protected as early as tomorrow.*

 

*By clicking the above link you will be leaving your association's insurance program website.

Get your personalized instant quote!

Tell Me More

Eligibility

 

Where available: Coverage is available in most states, but plans may vary depending on individual state laws.

 

Details

 

Type of Insurance: Short Term Medical

Designed For: Health insurance for a limited period of time

Underwritten By: Assurant Health

Payment Options: Credit Card, Monthly EFT, or direct bill

 

This website contains a summary of the insurance policy provisions. If there is a conflict between this site and the actual insurance policy, the insurance policy language will control.

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.

 Program Administrator
Mercer Consumer
540 West Madison, Suite 1000
Chicago, IL 60661
 Phone:
1-877-249-7868
 Hours
 M-F 8a-5p CST
 Email
individualsales@healthinsurance.com
 Insurance Company
Assurant Health
501 West Michigan
Milwaukee, WI 53203
  http://www.assuranthealth.com/

FAQs

Answers about the plan, including eligibility, options, enrollment, customer service and more.

  • Is short-term medical right for me?

    Assurant Health Short-Term Medical insurance provides affordable, reliable protection against the devastating financial effects of unexpected illness and accidents. Short-Term Medical may be perfect for you if you are:

    • A recent college graduate
    • Dependent no longer covered on a parent’s plan
    • Between jobs or laid off
    • Waiting for employer-sponsored coverage to begin
    • A temporary or seasonal employee
  • How long does short-term medical coverage last?

    Short-term medical insurance policies always have a termination date. The expiration date of coverage depends on the length of coverage you choose. Short-term medical is available for periods of 30-180 days.

  • Can I keep my current doctor?

    Yes! Assurant Health short-term medical coverage allows you to choose your doctors and hospitals.

  • Are short-term medical plans easy to attain?

    Short-term medical plans are much easier to qualify for than a permanent health policy. After answering a few medical questions, coverage can be available as early as the next day! Short-term medical is great for individuals looking to obtain temporary coverage until they are eligible for a permanent plan.

  • Is Assurant Health a trusted company?

    Assurant Health
    Assurant Health is the brand name for a family of health insurance products focused on providing a variety of affordable plan choices to consumers. The portfolio of health care products includes major medical, supplemental and fixed-benefit plans for individuals, families and small employers. Assurant Health is committed to providing access to convenient health care delivery, easy-to-understand products and value-added services that help customers better manage their health care dollars and get the most out of their coverage ultimately seeking to protect not only financial security but also the health and well being of its customers. Assurant Health’s products are underwritten and issued by John Alden Life Insurance Company, Union Security Life Insurance Company and Time Insurance Company, which has been in business since 1892. Headquartered in Milwaukee, Wis., Assurant Health employs approximately 2,000 employees. More information about Assurant Health can be found on the company's website at www.assuranthealth.com.

     

    Assurant Health is part of Assurant, a premier provider of specialized insurance products and related services in North America and select worldwide markets. The four key businesses -- Assurant Solutions, Assurant Specialty Property, Assurant Health, and Assurant Employee Benefits -- partner with clients who are leaders in their industries and have built leadership positions in a number of specialty insurance market segments in the U.S. and select worldwide markets. Assurant, a Fortune 500 company and a member of the S&P 500, is traded on the New York Stock Exchange under the symbol AIZ. Assurant has approximately $28 billion in assets and $8 billion in annual revenue. Assurant has approximately 14,000 employees worldwide and is headquartered in New York's financial district.

     

    www.assurant.com.

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.