Group Term Life Insurance

Group Term Life Insurance  


At a Glance

The time to buy life insurance is when you are in good health—tomorrow may be too late. Each year many applicants are declined outright by life insurance companies because of health or physical impairments. These people waited too long! Can you afford to risk your family’s financial security? You won’t regret having life insurance—only not having enough of it.

The Group Term Life Insurance Plan is designed to help provide you and your family sound financial protection at reasonable group rates.

Benefit Features:

  • Choice of benefits
  • Economical group rates
  • Accelerated Death Benefit Provision allows you to use a portion of your benefit if a Terminal Illness is diagnosed
  • Choice of beneficiary
  • Spouse/Domestic Partner and children eligible for coverage

Review your cost of living regularly to be sure your life insurance is adequate. The Group Term Life Insurance Plan is a convenient way to update your coverage.

Want More Information?

View the Forms section and download a no-obligation application and brochure containing detailed plan information, including costs, exclusions, reduction of benefits, limitations and terms of coverage.

This plan may not be available in all states.


Insurance Application and Brochure

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.


Important: The Hartford does not offer Replacement policies.

Tell me more



Notes: If you are under age 65 you have the opportunity to apply for up to $150,000* of life insurance protection in $10,000 units for yourself and for your Spouse, and up to $1,100 for each of your eligible children.




Type of insurance: Group Term Life Insurance

Designed for:
Association members and dependents

Underwritten by:
Hartford Life Insurance Company

Policy form number:
 Life Form Series includes SRP-1153, or state equivalent

Group policy number:

Issue ages:
Through age 64

Coverage amounts:
Up to $150,000* of coverage on member and Spouse/Domestic Partner

Rate schedule:
All premiums are based on applicant’s age at the date of issue and on attained age at anniversary dates.

Children's insurance:

*Benefits reduce to 50% of the original benefit at age 70 and 25% of the original benefit at age 80.

Important Notes:

This website explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by the Hartford Life Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. 

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.

 Program Administrator
Mercer Consumer
12421 Meredith Drive
Urbandale, IA 50398
 M-F 8:15a-5p CST
 Insurance Company
Hartford Life Insurance Company
One Hartford Plaza
Hartford, CT 06155


Answers about the plan, including eligibility, options, enrollment, customer service and more.
  • How much insurance can I request through this program?

    You can request up to $150,000* of coverage on member and spouse. 
    *Benefits reduce to 50% of the original benefit at age 70 and 25% of the original benefit at age 80.

  • Do I have to meet with an insurance agent?

    Issuance of this policy is handled over the Internet and the mail. You can review the materials in the privacy of your home and purchase your policy directly through the mail without meeting with an agent. You can, of course, talk to a licensed representative if you'd like. Please click the Contacts section for the toll-free number.

  • What if I have second thoughts after I apply?

    You will have 30 days from the date of receipt to review the insurance certificate. If you are not satisfied with the terms of the certificate, simply return it to the Insurance Administrator and any premiums paid will be refunded in full, minus any claims paid.

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.